It’s no secret that times are tough. Canadians are making changes to their spending habits and according to the TD Insurance State of Insurance Report (http://www.newswire.ca/en/story/999989/from-coverage-to-claims-canadians-are-making-insurance-cutbacks-in-bumpy-economic-times), insurance is one of the areas getting cut.
Making charitable donations is a fulfilling way to give back. Few people know, however, that you may utilize your investment vehicles and life insurance policies to do so.