Hiring skilled employees is the first step toward establishing a strong staff. But according to a workforce poll, 82 percent of 2,857 Canadian employees reported that their employers weren’t doing anything to hold onto them. Unfortunately, employee discontentment can lead to low morale, apathy, personal stress, serious health consequences, greater absenteeism, and higher turnover, lowering productivity while inflating replacement expenses. So developing retention strategies that increase workplace fulfillment are necessary to keep top talent.

Dependent children and young adults aren’t typical life insurance policyholders. But parents and millennials should consider the many financial advantages of acquiring valuable coverage at young ages. For fast, free Toronto insurance quotes, just fill out Alliance Financial’s brief online form. If our displayed categories don’t fit your situation, contact us by phone. Our experienced insurance brokers work with parents and young adults to select affordable solutions.

Today’s average employee is no longer the typical married man, supporting his unpaid housewife and 2.5 kids. Yet corporate benefit plans have not kept pace with evolving workforce changes over the last 50 years. If yours does not reflect young singles, multiple-income families, and extended families, consider a 21st-century reboot now.

Benefits can cost employers almost 15 percent of their payroll with insurance and pension at 5 percent each plus 3 percent for other perks. For annual $50,000 salaries, your company’s expenses can reach $7,500 per employee or $750,000 for 100 workers. Yet most HR professionals report that staffers view their benefit plans as being just okay to wishing that they offered more to satisfaction. Experts’ tips can help you get better internal endorsements for your sizable investment.

These guidelines will help you select the right life insurance for your family. Start by figuring out how long your dependent relatives will require financial support. Next, review term and three permanent life insurance policy types for varying coverage times, premium basics, key features, general advantages, and possible payout uses. When you determine which is appropriate for your family’s circumstances, call Alliance Financial Group. A broker will explain our life insurance in Toronto options that match your needs.

If you have dependents or sizable debts outweighing your assets, you can buy adequate life insurance to cover those expenses after you’re gone. To discover the amount of life insurance you need, consider a combination of factors. Include concerns like your debt total, income replacement amount, and future financial obligations. Then start Alliance Financial’s free life insurance quote online to get the best rates from three of Canada’s top life insurers.